At Johnson County Used Cars in Johnson City, TN, we have years of experience in financing used cars, trucks and SUVs, so we can make the process smooth and transparent. We have a good relationships with trustworthy lenders and we can help you get a great interest rate on a used car. Our team members listen carefully to your needs so we can help you get financing for a car that will fit your budget.
Financing with Our Dealership
We Make it Easy!
Welcome to the Johnson City Used Car Financing Center
When you decided to explore the possibilities of a used vehicle, you made a wise decision. A quality used car has already been through that big initial depreciation so it represents an exceptional value.
In addition, a used car will cost less in taxes and monthly insurance premiums, so you save in a variety of ways. But in order to drive the right used car home, financing is a crucial part of the process. We have a team of finance specialists who are ready to help you get financing that fits your budget.
Online Used Car Financing Tools
You can take important steps in the financing process from the comfort of your home in Bristol or Kingsport using our online finance tools. For example, you can apply for used car financing online and get pre-approved in advance. That will save you time when you get to our dealership.
You can find out the current trade-in value of the car you're driving now by providing us with a few details about your current vehicle. That will mean you'll have thousands of dollars' worth of trade-in value that can dramatically reduce the net cost of your next car.
The Advantages of Financing a Used Car in Johnson City, Tennessee
Getting a used car loan is by far the best financing approach you can take. When Elizabethton and Jonesborough buyers get a used car loan, they're building cash value, or equity, in the cars they drive every day. Over the course of time, you can build up thousands of dollars' worth of value in that vehicle, just like creating a cash savings account. That's real money you can use to help pay for your next car. In addition, a car loan gives you the chance to someday own that vehicle so you no longer have monthly car payments.
Why is Financing a Car Better Than Leasing a Car?
A lease is similar to renting a car, so you aren't building any cash value and you have little to show for all the money you spent at the end of your lease. With a lease, you'd have a limit on the number of miles you can drive without incurring a penalty and you wouldn't be allowed to modify the vehicle in any way. A lease contract requires you to pay for any excess damage or wear-and-tear and those costs can really add up.
With a car loan, you're not only building cash value over the years but you can drive as many miles as you want without a penalty. A car loan is the best long-term financial strategy because it costs less over the long run and leaves you in a much better financial position. Those are just some of the reasons that our Piney Flats customers are glad we don't lease our vehicles and why we help everyone get an affordable used car loan.
Save Money on a Used Car at Johnson City Used Cars
We always maintain a wide variety of used and Certified Pre-owned vehicles from some of the most trusted car makers in the country including Toyota, Lexus, Honda, Acura, Ford, Chevrolet, Jeep, Subaru, Ram and Audi. Many of our used vehicles are certified one-owner models which means they're more likely to have had consistent maintenance from a single, satisfied owner. You're invited to get started online and visit with one of the specialists in our finance center to get affordable used car financing at Johnson City Used Cars in Johnson City, TN.
Frequently Asked Questions
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Johnson City Used Cars
3732 Bristol Hwy
Johnson City, TN 37601
- Sales: (423) 797-2600
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